Sometimes I just gotta take a picture because I'm just not 100% sure. Like now.
I'm all but certain that I'm looking at a Tree Sparrow. All the ID characteristics are there: two coloured bill, stripe along the eye, spot on the chest (but not really evident in this photo).
Not a new bird to me but still one that, after a while of not seeing it, I need to relearn what the markings are.